電子商貿平台

個人認為，中國發展電子商貿平台，很快人民幣便會變成電子貨幣，這將會帶領並改革未來的商貿生態環境，對香港以至世界都會帶來很大的影響，更會有助提升內需以及人民幣國際化。

普選

普選而來的行政長官及普選而來的立法會均會受到選民的強烈要求，而雙方不難聯手去改提名委員會的組成。屆時，提名委員會可由公司票改為個人票。因此何來袋住先，袋一世呢？

pension

i was thinking if some people don't like means test because of its stigma, in the case of old aged pension, can we simply dish out the pension for everyone aged 65 or above, and then for those who have to file a tax return, at their senior age, there will be a separate section where they have to put in the amount of pension received and if their net income, apart from the pension amount, has reached a certain level then in ascending scale the whole amount of the pension will become tax.  this will do away with the stigma issue, and somehow will minimise all hassles and administrative work.  if we go along that line, only two questions remain: (1) the pension amount, and (2) the level of net income in a tax return that serves as the ultimate means test.